http://www.bestdebtsolutions.co.uk/news/ free advice to help reduce debt with an IVA, TRUST DEED, DEBT MANAGEMENT PLAN en-gb Copyright (C) 2007 - 2008 by Debt help and advice for IVA'S, TRUST DEEDS & DEBT MANAGEMENT Tue, 8 Jan 2008 15:01:44 GMT Tue, 8 Jan 2008 15:01:44 GMT Newspapers http://blogs.law.harvard.edu/tech/rss 60 2 http://www.bestdebtsolutions.co.uk/images/page/logo.gif http://www.bestdebtsolutions.co.uk/news/ 211 92 http://www.bestdebtsolutions.co.uk/news/2008/January/managing-debt.html IVA News - Manage your cash in 2008 or face ‘devastating’ consequences 67 Tue, 8 Jan 2008 14:16:00 GMT http://www.bestdebtsolutions.co.uk/news/2008/January/managing-your-finances.html The key to effective money management is time. The more time you are prepared to invest in managing your affairs the greater the return on that investment. 66 Tue, 8 Jan 2008 13:02:00 GMT http://www.bestdebtsolutions.co.uk/news/2008/January/afraid-to-open-your-post.html Consumers are too scared to open post-Christmas bills, a survey by the City watchdog has found. 65 Thu, 3 Jan 2008 19:05:00 GMT http://www.bestdebtsolutions.co.uk/news/2007/December/are-you-struggling-with-debt.html Even if you wholeheartedly believe Government figures, the number of UK adults struggling to repay unsecured debt on credit cards, loans, overdrafts, catalogues, store cards, door-to-door lending etc is astronomical; but this could be the tip of the iceberg! Many people slip under the debt radar and so the numbers could be far higher than the latest official estimates! 64 Fri, 14 Dec 2007 12:29:00 GMT http://www.bestdebtsolutions.co.uk/news/2007/December/personal_debt.html Best Solution is advising people to be extra careful with Christmas debt this year - not surprising considering the adverse economic conditions we currently find ourselves in. 62 Wed, 12 Dec 2007 15:49:00 GMT http://www.bestdebtsolutions.co.uk/news/2007/December/debt-management-2.html International accountancy firm, PricewaterhouseCoopers, have said the average Briton currently owes £33,000, compared with £17,000 in 2000, meaning families are now nearly twice as deeply in debt as they were just 7 years ago. The rise is primarily due to escalating property prices and huge monthly mortgage repayments and experts are warning that the global credit squeeze means tough times ahead 61 Fri, 7 Dec 2007 15:56:00 GMT http://www.bestdebtsolutions.co.uk/news/2007/December/debt-help-2.html Almost a quarter of adults in Britain are unable to manage increasing mortgage repayments and other debts and are consequently, on the verge of debt. Furthermore, in the last 6 months, 12% have missed payments on debts and bills. Approximately 10% had a direct debit, cheque or payment bounced by their bank over the same period and 3% fear they are about to have their home repossessed. 60 Fri, 7 Dec 2007 15:28:00 GMT http://www.bestdebtsolutions.co.uk/news/2007/December/a-new-survey-says-nearly-one-in-five.html The report by debt solutions firm, Thomas Charles, claims around eight million people have accrued unsecured debts of at least £10,000 from credit cards, loans, overdrafts and hire purchase agreements. 59 Wed, 5 Dec 2007 15:29:00 GMT http://www.bestdebtsolutions.co.uk/news/2007/December/debt-help.html If the above applies to you, then you are far from alone. In the UK millions are now falling victim to the “credit squeeze” and are wondering how they will pay their mortgage and credit commitments in the New Year. As lenders tighten their belts, borrowers hold their breath and hope! 58 Wed, 5 Dec 2007 15:07:00 GMT http://www.bestdebtsolutions.co.uk/news/2007/December/individual-voluntary-arrangement.html IVA's or to give them their full title, Individual Voluntary Arrangements are as the name suggests, both individual and voluntary. They are arrangements made between a debtor (an individual or group of individuals that owes money) and a creditor (individual, group of individuals or organisation that are owed money.) 57 Tue, 4 Dec 2007 17:01:00 GMT http://www.bestdebtsolutions.co.uk/news/2007/December/debt-management.html The amount of money owed by consumers has broken through the symbolic £1 trillion barrier for the first time. The Bank of England (BoE) has said that consumers owe more than £1,000bn on cards, mortgages and loans. According to the BoE, about 80% of UK personal debt is in the form of loans secured against homes, such as mortgages and re-mortgages. 56 Tue, 4 Dec 2007 16:48:00 GMT http://www.bestdebtsolutions.co.uk/news/2007/December/trust-deed.html First of all, what is a Protected Trust Deed? Quite simply a Trust Deed is a legally binding agreement between a debtor and their creditors to repay as much as they can afford toward their unsecured debts over a 3 year period. It is a way of avoiding bankruptcy and preventing legal action, if proceedings have not already been initiated. 55 Mon, 3 Dec 2007 12:46:00 GMT http://www.bestdebtsolutions.co.uk/news/2007/December/debt-problems.html As many analysts predicted, The Bank of England’s Monetary Policy Committee has kept UK interest rates on hold at 5.75% for the fourth consecutive month. 54 Mon, 3 Dec 2007 12:10:00 GMT http://www.bestdebtsolutions.co.uk/news/2007/November/personal-debt-levels-concerning-to.html The proportion of UK adults who have a large amount of concern about their debts has increased during the past quarter, new figures indicate. 53 Fri, 30 Nov 2007 14:20:00 GMT http://www.bestdebtsolutions.co.uk/news/2007/November/what-to-do-when-the-bailiffs-come.html With fines and debts worth millions of pounds going unpaid every year, bailiffs are busy as never before. BBC News examines what you do and what rights you have when a bailiff knocks on your door. 52 Fri, 30 Nov 2007 14:06:00 GMT http://www.bestdebtsolutions.co.uk/news/2007/November/debt-help.html Almost a quarter of adults in Britain are unable to manage increasing mortgage repayments and other debts and are consequently, on the verge of debt. Furthermore, in the last 6 months, 12% have missed payments on debts and bills. Approximately 10% had a direct debit, cheque or payment bounced by their bank over the same period and 3% fear they are about to have their home repossessed. 51 Thu, 29 Nov 2007 19:45:00 GMT http://www.bestdebtsolutions.co.uk/news/2007/November/credit-cards.html IVA News - Brits sitting on unnecessary debts New research has revealed that many British people are willing to pay interest on credit card debts even though they could clear them by using the money they have in their savings accounts. 50 Thu, 29 Nov 2007 18:58:00 GMT http://www.bestdebtsolutions.co.uk/news/2007/November/iva-news-payday-mayday-nearly-here.html Many Britons should put a big red circle round the 25th day of each month in their diaries - it's 'payday mayday' time - the average point when, five days before wages are paid, bank accounts run dry. 49 Tue, 27 Nov 2007 14:39:00 GMT http://www.bestdebtsolutions.co.uk/news/2007/November/iva-news-debtors-must-have-feasible.html Debtors must not be pressured into payments they simply cannot afford, a senior county court judge has warned Speaking to BBC Radio 4 on the Moneybox programme, Judge Michael Tennant, president of the Association of District Judges, said it was important that a realistic and feasible debt repayment structure was set up. 48 Tue, 27 Nov 2007 14:22:00 GMT http://www.bestdebtsolutions.co.uk/news/2007/November/consumers-would-fight-end-to-free.html LONDON (Reuters) - Consumers would vote with their feet and switch current accounts if their bank started to charge for its services, research shows. Eight out of 10 people say they would consider moving if their bank introduced annual or monthly fees for their current account, according to a survey by consumer group Which? 47 Thu, 22 Nov 2007 19:46:00 GMT